How Financial Assistance is Calculated

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How Financial Assistance is Calculated

Financial aid awards are based on a budget of tuition and fees plus allowances for living expenses, books, etc. These budgets reflect our estimate of the cost of a moderate style of living in New Haven for the nine-month academic year.

Allocations exist for room, board and personal expenses; travel; health services coverage; children; extraordinary expenses.  Expenses that are not considered part of student budgets in determining eligibility for financial aid awards are moving expenses, prior debt, credit card debt, and costs associated with automobiles.

Details are available in the Financial Aid Handbook.

Student Contribution

The Law School expects all students to finance a portion of their education with loans. Students are expected to meet the first $38,800 to $40,800 of their need with loans, depending upon their class year. Students whose need is less than this amount generally receive only loan assistance.

Students are expected to use their personal assets, earnings from summer employment, and earnings from term-time employment to help meet the cost of their education.

Parental Contribution

For those students applying for grants, the Law School will take into account all resources available to meet the cost of their education, including, to some extent, family resources. Family resources are taken into consideration on a sliding scale, based on the student’s age.

The expected parental contribution is calculated based on the information in the Need Access application.

For students who are only applying for loans, parental resources are not considered.

Spousal Contribution

Spouses who are not themselves full-time students or full-time parents of young children are expected to contribute toward the expenses covered by the married student budget by working during both the summer and the school year.